Does it fit in with my budget?
Relying solely on a debit card for payments can make you lose track of your money, so draw out your weekly budget on a Monday and stick to the cash. If you spend it all by Tuesday, that's your fault! Get into the habit of writing down everything you spend, so you can consider that new dress in the context of your overall budget. If you've made it to the end of the week with £60 to spare, you're on to a winner.
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